|
Deposit Rates
|
|
Account Product Name
|
Daily Balances
|
Minimum Opening Deposit
|
Minimum Balance To Obtain APY*
|
Interest Rate
|
APY*
|
|
30 DAY CD**
|
$1,000.00 - $24,999.99
|
$1,000.00
|
$1,000.00****
|
2.55%
|
2.58%
|
|
|
$25,000.00 - $94,999.99
|
$1,000.00
|
$1,000.00****
|
2.70%
|
2.73%
|
|
|
$95,000.00 and up
|
$1,000.00
|
$1,000.00****
|
2.85%
|
2.89%
|
|
90 DAY CD**
|
$1,000.00 - $24,999.99
|
$1,000.00
|
$1,000.00****
|
3.05%
|
3.09%
|
|
|
$25,000.00 - $94,999.99
|
$1,000.00
|
$1,000.00****
|
3.15%
|
3.19%
|
|
|
$95,000.00 and up
|
$1,000.00
|
$1,000.00****
|
3.25%
|
3.29%
|
|
182 DAY CD**
|
$1,000.00 - $24,999.99
|
$1,000.00
|
$1,000.00****
|
3.60%
|
3.63%
|
|
|
$25,000.00 - $94,999.99
|
$1,000.00
|
$1,000.00****
|
3.70%
|
3.73%
|
|
|
$95,000.00 and up
|
$1,000.00
|
$1,000.00****
|
3.80%
|
3.84%
|
|
ONE YEAR CD**
|
$1,000.00 - $24,999.99
|
$1,000.00
|
$1,000.00****
|
3.85%
|
3.91%
|
|
|
$25,000.00 - $94,999.99
|
$1,000.00
|
$1,000.00****
|
3.95%
|
4.01%
|
|
|
$95,000.00 and up
|
$1,000.00
|
$1,000.00****
|
4.05%
|
4.11%
|
|
TWO YEAR CD**
|
$1,000.00 - $24,999.99
|
$1,000.00
|
$1,000.00****
|
3.95%
|
4.01%
|
|
|
$25,000.00 - $94,999.99
|
$1,000.00
|
$1,000.00****
|
4.05%
|
4.11%
|
|
|
$95,000.00 and up
|
$1,000.00
|
$1,000.00****
|
4.15%
|
4.22%
|
|
THREE YEAR CD**
|
$1,000.00 - $24,999.99
|
$1,000.00
|
$1,000.00****
|
4.05%
|
4.11%
|
|
|
$25,000.00 - $94,999.99
|
$1,000.00
|
$1,000.00****
|
4.15%
|
4.22%
|
|
|
$95,000.00 and up
|
$1,000.00
|
$1,000.00****
|
4.25%
|
4.32%
|
|
FIVE YEAR CD**
|
$1,000.00 - $24,999.99
|
$1,000.00
|
$1,000.00****
|
4.10%
|
4.16%
|
|
|
$25,000.00 - $94,999.99
|
$1,000.00
|
$1,000.00****
|
4.20%
|
4.27%
|
|
|
$95,000.00 and up
|
$1,000.00
|
$1,000.00****
|
4.30%
|
4.37%
|
|
SECOND CHANCE CD**
|
$1,000.00 - $24,999.99
|
$1,000.00
|
$1,000.00****
|
3.90%
|
3.96%
|
|
|
$25,000.00 - $94,999.99
|
$1,000.00
|
$1,000.00****
|
4.00%
|
4.06%
|
|
|
$95,000.00 and up
|
$1,000.00
|
$1,000.00****
|
4.10%
|
4.16%
|
|
VARIABLE RATE CD**,***
|
|
$25,000.00
|
$25,000.00****
|
4.35%
|
4.40%
|
|
FIXED RATE IRA**
|
|
$100.00
|
$100.00****
|
3.70%
|
3.75%
|
|
VARIABLE RATE IRA**,***
|
|
$100.00
|
$100.00****
|
4.35%
|
4.42%
|
|
PERSONAL MONEY MARKET***
|
|
$2,500.00
|
|
.63%
|
.63%
|
|
COMMERCIAL MONEY MARKET***
|
|
$2,500.00
|
|
.63%
|
.63%
|
|
HI-FI MONEY MARKET***
|
$2,500.00 - $24,999.99
|
$25,000.00
|
$25,000.00****
|
.63%
|
.63%
|
|
|
$25,000.00 AND UP
|
$25,000.00
|
$25,000.00****
|
.95%
|
.95%
|
|
TEXAS PACK***
|
up to $24,999.99
|
$25,000.00
|
$25,000.00****
|
.90%
|
.90%
|
|
|
$25,000.00 - $49,999.99
|
$25,000.00
|
$25,000.00****
|
2.18%
|
2.20%
|
|
|
$50,000.00 - $99.999.99
|
$25,000.00
|
$25,000.00****
|
2.68%
|
2.71%
|
|
|
$100,000.00 - $199,999.99
|
$25,000.00
|
$25,000.00****
|
3.18%
|
3.23%
|
|
|
200,000.00 AND UP
|
$25,000.00
|
$25,000.00****
|
3.68%
|
3.74%
|
|
INTEREST CHECKING***
|
|
$500.00
|
|
0.32%
|
0.32%
|
|
SAVINGS ACCOUNTS***
|
|
$100.00
|
$100.00****
|
0.50%
|
0.50%
|
|
| |