Bounce Protection

Anyone can make an error. Bounce Protection is a discretionary bank service that can protect you by paying, rather than returning, insufficient checks. This saves you the embarrassment, cost and hassle of dealing with a returned check. Bounce Protection should not be considered as a regular source of funds, and to enjoy the service your account must remain in good standing. There is a fee for each check paid.

Western National Bank offers Bounce Protection to qualifying customers. We will consider, without obligation, payment of your reasonable overdrafts – up to $500 for “Free Checking” accounts and up to $900 for other Personal Checking accounts as long as your account has been open 30 days, and maintained in good standing.

LIMITATIONS: We may limit the number of accounts eligible for Overdraft Privilege to one account per household. Overdraft privileges will not be granted during the initial 30 days following the opening date of your account. Additionally, we reserve the right to not approve any overdrafts against your account if the bank determines your account is not being maintained in good standing.