|
Deposit Rates
|
|
Account Product Name
|
Daily Balances
|
Minimum Opening Deposit
|
Minimum Balance To Obtain APY*
|
Interest Rate
|
APY*
|
|
30 DAY CD**
|
$1,000.00 - $24,999.99
|
$1,000.00
|
$1,000.00****
|
.30%
|
.30%
|
|
|
$25,000.00 - $94,999.99
|
$1,000.00
|
$1,000.00****
|
.45%
|
.45%
|
|
|
$95,000.00 and up
|
$1,000.00
|
$1,000.00****
|
.60%
|
.60%
|
|
90 DAY CD**
|
$1,000.00 - $24,999.99
|
$1,000.00
|
$1,000.00****
|
.80%
|
.80%
|
|
|
$25,000.00 - $94,999.99
|
$1,000.00
|
$1,000.00****
|
.91%
|
.91%
|
|
|
$95,000.00 and up
|
$1,000.00
|
$1,000.00****
|
1.01%
|
1.01%
|
|
182 DAY CD**
|
$1,000.00 - $24,999.99
|
$1,000.00
|
$1,000.00****
|
1.05%
|
1.05%
|
|
|
$25,000.00 - $94,999.99
|
$1,000.00
|
$1,000.00****
|
1.15%
|
1.15%
|
|
|
$95,000.00 and up
|
$1,000.00
|
$1,000.00****
|
1.20%
|
1.20%
|
|
ONE YEAR CD**
|
$1,000.00 - $24,999.99
|
$1,000.00
|
$1,000.00****
|
1.30%
|
1.31%
|
|
|
$25,000.00 - $94,999.99
|
$1,000.00
|
$1,000.00****
|
1.40%
|
1.41%
|
|
|
$95,000.00 and up
|
$1,000.00
|
$1,000.00****
|
1.45%
|
1.46%
|
|
TWO YEAR CD**
|
$1,000.00 - $24,999.99
|
$1,000.00
|
$1,000.00****
|
1.40%
|
1.41%
|
|
|
$25,000.00 - $94,999.99
|
$1,000.00
|
$1,000.00****
|
1.45%
|
1.46%
|
|
|
$95,000.00 and up
|
$1,000.00
|
$1,000.00****
|
1.50%
|
1.51%
|
|
THREE YEAR CD**
|
$1,000.00 - $24,999.99
|
$1,000.00
|
$1,000.00****
|
1.50%
|
1.51%
|
|
|
$25,000.00 - $94,999.99
|
$1,000.00
|
$1,000.00****
|
1.55%
|
1.56%
|
|
|
$95,000.00 and up
|
$1,000.00
|
$1,000.00****
|
1.60%
|
1.61%
|
|
FIVE YEAR CD**
|
$1,000.00 - $24,999.99
|
$1,000.00
|
$1,000.00****
|
1.55%
|
1.56%
|
|
|
$25,000.00 - $94,999.99
|
$1,000.00
|
$1,000.00****
|
1.60%
|
1.61%
|
|
|
$95,000.00 and up
|
$1,000.00
|
$1,000.00****
|
1.65%
|
1.66%
|
|
SECOND CHANCE CD**
|
$1,000.00 - $24,999.99
|
$1,000.00
|
$1,000.00****
|
1.35%
|
1.36%
|
|
|
$25,000.00 - $94,999.99
|
$1,000.00
|
$1,000.00****
|
1.45%
|
1.46%
|
|
|
$95,000.00 and up
|
$1,000.00
|
$1,000.00****
|
1.55%
|
1.56%
|
|
VARIABLE RATE CD**,***
|
|
$25,000.00
|
$25,000.00****
|
.85%
|
.85%
|
|
FIXED RATE IRA**
|
|
$100.00
|
$100.00****
|
1.40%
|
1.41%
|
|
VARIABLE RATE IRA**,***
|
|
$100.00
|
$100.00****
|
.85%
|
.85%
|
|
PERSONAL MONEY MARKET***
|
|
$2,500.00
|
|
.10%
|
.10%
|
|
COMMERCIAL MONEY MARKET***
|
|
$2,500.00
|
|
.20%
|
.20%
|
|
HI-FI MONEY MARKET***
|
$2,500.00 - $24,999.99
|
$25,000.00
|
$25,000.00****
|
.10%
|
.10%
|
|
|
$25,000.00 AND UP
|
$25,000.00
|
$25,000.00****
|
.20%
|
.20%
|
|
TEXAS PACK***
|
up to $24,999.99
|
$25,000.00
|
$25,000.00****
|
.10%
|
.10%
|
|
|
$25,000.00 - $49,999.99
|
$25,000.00
|
$25,000.00****
|
.15%
|
.15%
|
|
|
$50,000.00 - $99.999.99
|
$25,000.00
|
$25,000.00****
|
.20%
|
.20%
|
|
|
$100,000.00 - $199,999.99
|
$25,000.00
|
$25,000.00****
|
.43%
|
.43%
|
|
|
200,000.00 AND UP
|
$25,000.00
|
$25,000.00****
|
.93%
|
.93%
|
|
INTEREST CHECKING***
|
|
$500.00
|
|
0.10%
|
0.10%
|
|
SAVINGS ACCOUNTS***
|
|
$100.00
|
$100.00****
|
0.20%
|
0.20%
|
|
*APY = Annual Percentage Yield
**A penalty may be imposed for early withdrawal.
***The interest rate and annual percentage yield may change after account opening.
****Daily balance. The amount of the principal in the account each day.
Fees could reduce earnings on the account.
Interest Rates and Annual Per | |